Solar finance, for South Africa

Solar, financed.

Compare every way to pay, get prequalified, and take real offers from a panel of lenders. Free.

HomesCommercialIndustrialAgri
Get finance offers →I install solar →

Free for customers. Non-binding until you accept an offer.

Indicative CalculatorPlayground
Subscription and rent-to-own price the same way — ownership differs, see below.
Project CapEx≈ 8 kWp · R 22 500/kWp
R 180 000
Term10 years
Annual escalation6.00% / year
Rental
R 0/month (Yr 1)
End of term · final instalmentR 0
Funder owns + maintainsYou arrange insuranceIndicative only
The fine print
  • Section 12B and other tax benefits are considered in the funder’s IRR — claimed by the system’s owner.
  • O&M is carried by the funder; insurance is arranged by you, the customer.
  • Buy-out options and early settlement live in your real proposal.
  • Indicative figures only, not a credit offer or quote. Your Financial Proposal carries the real, client-ready figures.
Get your Financial Proposal
Get prequalifiedStart applicationIndicative proposal

Your bank, your banker

Take your application to your own bank.

ArkFlow prepares the full pack a credit team expects, and you submit it yourself, to your own banker at your own bank, or to the disclosed lenders on our panel. We never apply on your behalf.

Send your lender-ready pack straight to your banker for asset finance, or add it to your home loan.

  • FNB
  • Standard Bank
  • Absa
  • Nedbank
  • Investec
  • Capitec
  • Land Bank

Bank names and marks are the trademarks of their respective owners. ArkFlow is independent and is not endorsed by, affiliated with, or acting for any bank. Your application is your own, submitted by you.

One quote in

Every way to pay. Side by side.

Your solar quote

8 kW + battery

Total incl. VATR180 000

Asset finance

R3 450/month

60 months, you own it

Subscription

R2 980/month

No deposit, all-in service

Rent-to-own

R3 120/month

Yours at the end

Add to home loan

R1 950/month

Cheapest monthly, over 20 years

Illustrative figures. Run your own numbers above.

Compare your options →

Prequalify first · know what lenders will see

What can they qualify for? What can they afford?

The two questions every credit team asks. See your answers before they do, and fix what needs fixing before any lender is involved.

Get prequalified & pre-vetted →

No credit-score impact. Private to you until you submit.

A

Documents · Figures · Application

What you could qualify forR 583 000 to R 1 123 000
It fits your monthly roomR 17 569 /mo
See the full read →

Illustrative. Yours takes minutes, and stays private to you.

One application, a panel of lenders

R1bn+

in solar quotes prepared for lenders on ArkFlow.

19 lender brandsOne application
South AfricaZambiaNamibiaLesothoEswatiniMozambiqueZimbabweBotswanaMalawiAcross SADC →

Asset finance

Own the system

Bond add-on

Home-loan rates

Instalment sale

Rent-to-own

Rental

Zero upfront

Operating lease

Commercial

Subscription

All-in monthly fee

PPA

Pay per kWh

Section 12B funds

Tax allowance

Agri & development finance

Farms & projects

Shariah-compliant

Islamic finance

19 banks and specialist funders sit behind these: every instrument covered, one application pack.

Sign up to see the lender network

Installers & EPCs

Get leads. Get onboarded once.

1

Leads from our customers

People come to ArkFlow for solar finance and ask for quotes. Deals that match what you install and where you work get handed to you.

How lead generation works →
2

One onboarding, every lender

Send your company documents once. We onboard you with the whole panel, so you never repeat the pack for each lender.

1

Document pack

19

Lender brands

Sign up — free →

No card. No cost. Leads are free to receive.

Start anywhere

With a quote or without one, you leave financed.

Fastest route

I already have a quote

From any installer. Yours stays yours.

  1. Your quote
  2. Financial proposal
  3. Offers from the lender panel
Get my proposal →
We bring the installers

No quote yet

Our network of accredited installers quotes your site.

  1. Your site
  2. Comparative installer quotes
  3. Financial proposal
  4. Offers from the lender panel
Get quotes →

I’m going solar

Get offers for the quote you already have, or get quoted.

HomesCommercialIndustrialAgri
Get finance offers →

I install solar

Get onboarded with the lenders, and fast-track every deal.

Get onboarded with the lenders →See the tools →

Real reviews

What our customers say.

“Efficient service. Great payment options.”

William Wallace

via Google
“ArkFlow’s positioning is sharp and the value prop is concrete — it aims to cut the admin and uncertainty that slow solar deals in South Africa. The platform is clean, onboarding was straightforward, and the tools for managing deals and accessing the lender panel look well thought through. Looking forward to running live quotes through it.”

Nicola du Plessis

via Google
“I had a really great experience using Arkflow. I was able to get a proposal together incredibly quickly, and the whole platform was easy and intuitive to use. The user experience is seamless, it has a great overall feel, and the service has been excellent. Really impressed with how simple and efficient the whole process was.”

Roche Weyer

via Google
“Excellent, professional solar website that clearly reflects the expertise and capability expected from a leading EPC provider. The site is modern, easy to navigate and communicates the full solar journey from engineering and system design through procurement and ongoing support. A strong platform that builds confidence and positions the business as a credible partner for commercial and industrial energy”

Crickey Duplessis

via Google

Read every review, not just our favourites: Google

Good questions

Six answers before you start.

Going solar

What is ArkFlow?

ArkFlow is a solar finance platform. Customers submit their solar quote, get prequalified and receive real finance offers, non-binding until they accept. EPCs get a prequal and underwriting platform that turns every quote into a bankable financial proposal, access to every lending option, and a panel of lenders to submit to.

What happens when I submit my solar quote?

Your quote becomes a deal the platform can finance. ArkFlow prices it across asset finance, rental, rent-to-own, PPA, subscription and mortgage add-on, prequalifies you, and packages the application for lenders, all non-binding until you accept an offer.

What does ArkFlow cost me as a customer?

Nothing. ArkFlow is free end to end for customers, with no usage charge at any point. Submitting a quote, the financial proposal, prequalification, the quick application and receiving offers all cost you nothing, and accepting a lender’s offer is the only commitment you make.

All going solar answers →

Installers & EPCs

How do I get onboarded with the lender panel as an EPC?

It starts with two steps: create a free account, and ArkFlow onboards you with the whole panel of lenders: one onboarding, every lender. From there you run deals on the platform, offers come back on your deals from across the panel, and every application is fast-tracked: one document vault, one lender-ready pack.

Do I need a credit licence to originate solar finance?

No. As an originator you package and submit the deal; the licensed lender does the underwriting, issues the offer and carries the credit risk. Indicative figures shown during origination are indicative only and not a credit offer.

What does ArkFlow cost an EPC?

Nothing to use. The platform is free for your whole team: no monthly software fee, no fee per user, and no fee to receive leads. ArkFlow earns only on success, through a 1% finance origination fee when a deal is successfully funded through the platform, and a 3% lead origination commission on deals where ArkFlow brought you the lead.

See full pricing →

All installers & epcs answers →

Ready to flow?

Get finance offers →I’m an EPC, start free →
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